The 360

As a reminder, a minimum annual payment (MAP) is required for all RRIF and LIF accounts. In accordance with Section 146.3(1) of the Income Tax Act, Investia is responsible for ensuring that all minimum payments are made before the last day of the year.

We have recently observed a significant increase in the number of incomplete or incorrectly filled forms being submitted. To ensure your requests are processed efficiently, promptly, and without error, we would like to remind you of the importance of completing all required forms fully and accurately before submitting them to Head Office.

Please be advised of an update to the risk rating for the funds listed below, ensuring they align with the latest Fund Fact Sheet evaluation. The products have been reviewed to maintain consistency across our family of companies and to reflect regulatory considerations following the Canadian Investment Regulatory Organization (CIRO) consolidation.

Good news! The Pre-Rebalancing Validation Report is now available on the Investia Advisor Centre.

Effective August 13, 2025, the risk rating of the following funds was changed by CIBC Asset Management Inc. (“CAM”):

Effective July 30, 2025, the risk rating of each the following funds was changed by Invesco Canada Ltd.:

The Product Review Committee will be taking a break for the next two weeks. As a result, we will not follow up on any product review/approval requests between August 4, 2025, and August 15, 2025, for the following products:

• Exchange traded funds (ETF)
• Liquid alternative funds
• Exempt market products
  

Effective May 28, 2025, the risk rating of each the following funds was changed by BMO Investments Inc.  (“BMOII”):

Effective July 25, 2025, the risk rating of each the following funds was changed by Canada Life Investment Management Ltd. (“CLIML”):

Effective July 24, 2025, the risk rating of each the following funds was increased by TD Asset Management (“TDAM”):